About Joe

When I am asked what it takes to consistently be one of the top loan officers in the company, I can honestly say that it's because I truly care about my clients. Their goals become my goals. I strive to continually provide excellent customer service and do whatever it takes to close their loans on time (or sooner) while saving them as much money as possible in the process. Whether it's a purchase or a refinance, I take pride in knowing that my clients can count on me. Receiving referrals and repeat business from customers and friends throughout the country is a true testament to my service.

I have been helping homeowners and soon-to-be homeowners with their financing needs since 2001. Over the past two decades, I have gained the knowledge and know-how to make something out of nothing as well as the ability to make the simple loans seem seamless. At the same time, if there is nothing that can be done, I will be straight forward about it and then guide you so that you can qualify in the near future. With Future Mortgage, I am able to do more for my clients, provide better service and support to my Referral Partners, and make sure the close of each transaction results in customer satisfaction. Let me help you, your family, and your friends experience what it feels like to have a loan done right!

I say, "If you like it, lock it! Trust that you have made the right decision and don't look back. Keep moving forward, especially when you know you have the right people on your side."

Joe Mendoza

NMLS#20244 DRE#01443534

Senior Loan Officer

Future Mortgage

(818)919-1860 Direct Cell

MortgageProfessionalCA@gmail.com

Learn More
10 Steps to Buying a Home This Summer

10 Steps to Buying a Home This Summer

Jul 15, 2026

Planning to buy a home this summer? Follow these 10 practical steps to prepare your finances, shop smart, and move forward with confidence.

Unlocking Your Home's Hidden Treasure: HELOC or Home Equity Loan?

Unlocking Your Home's Hidden Treasure: HELOC or Home Equity Loan?

Jul 13, 2026

Compare the differences between HELOC and home equity loans to understand which option may fit your goals, budget and needs the best.

Understanding Credit Bureaus: How They Impact Your Financial Life

Understanding Credit Bureaus: How They Impact Your Financial Life

Jul 10, 2026

Learn how credit bureaus work, how scores are calculated, and how to improve your credit for better loan approval and lower interest rates.

Contact Joe
Have questions or need assistance? Our team is here to help. Fill out the form and we'll get back to you as soon as possible.
3595 Inland Empire Bl. Suite 1240
Ontario, CA 91764

Uh Oh!

Something went wrong. Please refresh the page and try again or call us at 909-941-0637


Start Your Loan Application Today

Whether you're buying your first home, refinancing, or upgrading, I’m here to make the mortgage process smooth and stress-free. Let’s take the next step together — fast approvals, personalized service, and trusted guidance every step of the way.

Young Couple Applying for a Mortgage